RISK of FI12 - Direct change in Production

Dear FI Gurus

We are asked to configure direct change of FI12 (House bank information) on Production system. by changing the settings of the cluster VC_T012.

Usually this information is transported from DEV->QA->PRD with transports

I feel if we allow direct change of FI12 in production, someone can route the bank cheques to wrong accounts and create fruad?.

Please throw more light..

Thanks